Coinbase is one of the largest and most regulated cryptocurrency exchanges in the U.S., offering retail and institutional investors access to Bitcoin, Ethereum, and select altcoins. While it provides a user-friendly on-ramp to digital assets,

High inflation—sustained price increases above 3–4%—is a silent wealth eroder. Cash loses value, fixed incomes fall short, and traditional 60/40 portfolios struggle as bonds and equities correlate negatively. In 2025, with inflation proving stickier than

The Great Depression (1929–1939) remains the deepest and longest economic contraction in modern U.S. history. With GDP falling 30%, unemployment peaking near 25%, and the Dow Jones losing nearly 90% of its value, few assets

Deflation—sustained falling prices across goods and services—is rare in modern economies but poses a unique threat to investors. Unlike inflation, which erodes cash value, deflation increases the real burden of debt, suppresses consumer spending, and

A bear market—defined as a 20%+ decline in major equity indices—is not just a statistical event; it’s a test of investor psychology and portfolio resilience. While painful in the short term, bear markets also create

When the Federal Reserve begins cutting interest rates—typically in response to slowing growth or rising recession risks—it signals a major shift in the market regime. Historically, rate cuts unlock liquidity, compress yields, and boost risk

War—whether regional or global—introduces extreme uncertainty into financial markets. Supply chains fracture, commodity prices spike, defense spending surges, and risk sentiment evaporates. While no investment is immune to the human and economic toll of conflict,

Dave Ramsey, a well-known personal finance personality, advocates for a highly conservative, debt-averse investment strategy centered on behavioral discipline, simplicity, and capital preservation. His approach resonates with millions seeking financial stability—especially those recovering from debt

A U.S. government shutdown—while disruptive to federal services and certain sectors—is typically a short-term political event, not a systemic economic crisis. Most shutdowns last days or weeks, not months, and have minimal long-term impact on

Economic downturns—whether recessions, credit crunches, or market corrections—test investor discipline. While volatility rises and sentiment sours, the best investments during an economic downturn prioritize capital preservation, reliable income, and strategic opportunism. In 2025, with elevated